A Trusted Senior Life Settlement Partner For Financial Professionals

Today there are many types of financial professionals helping clients make good decisions to build a stable financial future. Whether a CPA, insurance agent, tax attorney, financial adviser, or investment broker, it is vital that the value of each asset is maximized to provide the best service to the end client.

One of the most overlooked asset classes is the value of a life insurance policy that is no longer wanted or needed by the client. Perhaps the insurance has become too expensive or there has been a change in circumstances that make the insurance policy no longer necessary. But rather than let the policy lapse, or settle for the cash value in the policy, it is critical to explore the full market value of that policy via a senior life settlement.

Senior Life Settlements From Institutional Investors

P & T Financial is a leading senior life settlement broker that investigates the full market potential for each policy from institutional investors. In many cases, a senior life settlement will return 4-5 times the cash value of the policy to the policy owner.

The Benefits Of Senior Life Settlements For Financial Professionals

• Fulfills the fiduciary responsibility to provide viable alternatives to lapse or surrender of a life insurance policy
• 70% of senior life settlements result in the purchase of a new product such as annuities or long-term care
• The existing policy stays in force
• Commissions are paid to financial professionals

The benefits to financial professionals include referral fees, policy renewal fees, policy conversion fees, and new policies written.

Senior Life Settlements are ideally suited to policy owners over the age of 65 and for policies in excess of $100,000.

Streamlined Application Process For Senior Life Settlements

P & T Financial has years of experience delivering the highest possible value for senior life settlements. We have a simple and straightforward process to complete an application for a prompt decision.

Call us today toll-free at (877)591-6102, email to info@ptfin.com, or submit a Senior Life Settlement Qualifying Worksheet to receive a quote for a senior life settlement.


P & T Financial has expertise in the purchase of structured settlement payments, pre-settlement lawsuit funding, and senior life settlements in the state of California, including the San Diego, Irvine, Santa Ana, Long Beach, Riverside, Los Angeles, Santa Barbara, Bakersfield, Fresno, Modesto Sacramento, Stockton, San Francisco, San Jose, Oakland and Redding geographic markets.