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P & T Financial: A Helpful Resource When You Need Cash Now
Perhaps it's a change in your employment or health status...or tuition payments when a child is off to college...or a new business opportunity...or the chance to buy a new home. There are many good reasons why you might need more cash today.
P & T Financial is not a bank and does not make loans. We are not concerned with your credit or employment history. Instead, we help you get the maximum amount of cash today as an advance on future cash payments.
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For some, this means buying all or a portion of your existing structured settlement (where you receive regular payments over time) to give you the needed cash now.
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For others, this means advancing cash today from a potential future lawsuit settlement. You won't have to settle now for less than your lawsuit claim is worth just to meet your short-term cash needs.
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For others, who own an unwanted or unneeded life insurance policy, this means selling that policy for maximum market value instead of settling for the cash value (often a fraction of what it's worth on the market) or just letting the policy lapse by not paying the premiums.
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In all these cases, P & T's expertise is working with you to meet your short-term cash needs while carefully safeguarding your long-term financial stability.
P & T Financial is an experienced and trustworthy source of structured settlement funding, lawsuit funding, and senior life settlements. Since we don't advertise on TV or in magazines (most of our clients are referred by financial and legal professionals), we keep our costs low. This enables us to provide you the most cash today for your future assets.
We have developed a streamlined process to handle inquiries, provide competitive quotes, and process funding requests quickly and easily. Our principals are personally involved in each transaction to make sure your objectives are met on time and in the fairest, most straightforward manner possible.
| Profile of Robert J. Asselstine, CEO of P & T Financial |
Mr. Asselstine, in the mid-1990's, was employed by Structured Capital Management, a division of First Southwest. He was an integral part of the team that securitized over $250 million of "seller carry-back notes" for Metropolitan Mortgage & Securities. This team of bankers was responsible for securitizing other asset classes, i.e., auto receivables, and provided structured funding to middle level banks and finance companies.
In the late 90's, Mr. Asselstine was a principal of Nexis International Bank. Nexis provided structured financing to the title lending industry along with asset protection for its depositors.
Early in his career he originated and sold lease financing for IBM mainframe equipment to Fortune 500 companies. Mr. Asselstine holds an M.B.A. from the University of Michigan and an M.Ed. from Wayne State University.
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Why not get started now? There's no cost for us to review your situation, provide you clear and complete information, and give a quote for your funding needs. Here's how:
In all cases, we will respond promptly, professionally, and in strict confidence.
P & T Financial has expertise in the purchase of structured settlement payments, pre-settlement lawsuit funding, and senior life settlements in the state of California, including the San Diego, Irvine, Santa Ana, Long Beach, Riverside, Los Angeles, Santa Barbara, Bakersfield, Fresno, Modesto Sacramento, Stockton, San Francisco, San Jose, Oakland and Redding geographic markets.
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