Sell Your Structured Settlement: Our Process

We've Made It Fast & Easy To Sell All Or Part Of Your Structured Settlement

As a trustworthy and experienced structured settlement factoring company, P & T Financial makes it as easy as possible for you to get the cash you need quickly. If all you want at this time is a quote, we've made that process easy as well.

Before You Begin Selling Your Structured Settlement

Your structured settlement was originally set up by the court in your best interests at that time. It is important that you carefully consider what has changed and why you need to sell all or a portion of your payments to get more needed cash today. P & T Financial is only interested in buying your future payments if it continues to be in your best interest, and the court that set up the structured settlement will only approve the change if it is in your best interest.

Here are things to consider before seeking a quote:

• Determine the exact amount of money that you need and carefully define the reasons you need the money;
• Confirm your structured settlement payment details (frequency, amount, length of time) by reviewing your contract or calling the company that makes the payments (usually an insurance company)
• If you don't have a copy already, obtain a copy of your structured settlement payment agreement (you will need one eventually to finalize your funding)

Once you have defined your needs carefully, just follow the steps below. You may call us at any time at (877)591-6102 with any questions.
 

Application To Sell Structured Settlement Payments (84 KB)

There are two easy ways to submit an application and receive a quote to sell your structured settlement:

• Print, complete and submit the Structured Settlement Application above by faxing it to (650)591-6120; 
  
• Call us toll-free at (877)591-6102 and provide us the needed information over the phone;

After we've reviewed your application and defined your needs, we'll provide you a quote to purchase some or all of your future payments for the needed cash today. We can provide your quote within 48 hours of receipt of information.

When you decide to move forward with P & T  Financial, we'll complete an interview to clarify all the terms, then submit our agreement for your signature. We will need the signed agreement along with a copy of your structured settlement payment contract in order to proceed to get you the funding. This step can take 3-10 days depending on availability of documentation.

We will submit the purchase of your structured settlement payment to the court for approval. We cover all costs associated with petitioning the court. This process can take from several weeks to several months to complete, depending on the court calendar.

Once the court approves the petition, we will immediately pay the agreed funds either by wire transfer to your account or by check.

Why not get started now? There is no cost for us to review your situation, provide you clear and complete information, and give you a quote for your funding needs. Here's how:

• Call us today toll-free at (877)591-6102
• Send us an email to info@ptfin.com
• Submit a Request A Quote form
• Fax us the application

In all cases, we will maintain strict confidentiality and will respond promptly and professionally.


P & T Financial has expertise in structured settlements in California, including San Diego, Irvine, Santa Ana, Long Beach, Riverside, Los Angeles, Santa Barbara,Bakersfield, Fresno, Modesto, Sacramento, Stockton, San Francisco, San Jose, Oakland and Redding geographic markets.