A Senior Life Settlement Provides Cash For Unwanted Life Insurance

Rather than allow a life insurance policy to lapse, or surrender it for its minimum cash value, a senior life settlement from P & T Financial returns the maximum full-market value to the policy holder. In many cases, the policy owner receives 4-5 times the cash value for this life insurance asset.

A Senior Life Settlement is a valuable financial tool when circumstances change and the life insurance policy is no longer affordable or needed. A senior settlement makes sense when:

• The current life insurance policy premiums become burdensome;
• The current policy has underperformed and requires additional premium;
• The level term policy's conversion period expired;
• Estate tax planning indicates a change is necessary;
• The insured has out-lived the beneficiaries of the policy;
• The policy owner needs cash for retirement or healthcare expenses;
• A Key Person Life Insurance Policy is no longer needed;

A Senior Life Settlement maximizes the value of an otherwise dormant or wasted asset.

P & T Financial Is One Of California's Leading Senior Life Settlement Companies

Why not get started now? There's no cost for us to review your situation, provide you clear and complete information, and give a quote for your funding needs. Here's how: 

• Call us today toll-free at (877)591-6102
• Send us an email to info@ptfin.com
• Submit a Senior Life Settlement Qualifying Worksheet

 In all cases, we will maintain strict confidentiality and will respond promptly and professionally.


P & T Financial has expertise in senior life settlements in the state of California, including San Diego, Irvine, Long Beach, Los Angeles, Riverside, Santa Barbara, Bakersfield, Fresno, Stockton, Sacramento, Redding, San Francisco, Oakland and San Jose.